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Credit Cards
by Number of Benefits,
Interest Rate and Annual Fee
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VISA
MasterCard
American Express
Classic
Gold
Platinum
Classic
Gold
Platinum
"The Card"
Blue
Optima
Gold
Platinum
Card Issuer
Card
Type
Annual Interest %
Intro Rate %
Intro Period
Annual Fee
Grace Days
Purchase Benefits
Travel Benefits
US Bank
(800)285-8585
low
as
10.65%
variable
5.9%
6 mos
0
20
Ext.warranty
Protection
1 Other
Insurance
Rental car insur.
US Bank
Classic Visa
(800)285-8585
low
as
10.74%
variable
5.9%
6 mos
0
20
Ext.warranty
Protection
1 Other
Insurance
Rental car insur.
Chevy Chase
Bank
(800)937-5000
12.9%
variable
11.9%
12 mos
$40
25
Cash back
Protection
1 Other
Insurance
Rental car insur.
New York only
Lockport
Savings Bank
(716)625-7500
15.4%
0
20
Cash back
Protection
1 Other
Insurance
Rental car insur.
First Nat TR
Bank
(570)286-6786
16.5%
0
21
Cash back
Ext.warranty
Protection
Discounts
Rental car insur.
California only
Bank of the
Sierra
(559)782-4450
16.92%
fixed
0
25
Ext.warranty
Protection
Discounts
Insurance
Rental car insur.
First Omni Bank
(800)441-8026
17.2%
variable
0
25
Ext.warranty
Protection
Discounts
Insurance
Rental car insur.
Associated Card
SVC Bank
(800)472-7708
17.4%
variable
$15
25
Cash back
Ext.warranty
Discounts
Insurance
Rental car insur.
Branch Banking
& Trust Company
(800)476-4228
low
as
8.15%
variable
1.9%
6 mos
$29
25
Protection
1 Other
Insurance
1 Other
Eufora
Income
Opportunity
9.99%
variable
1.9%
5 mos
$30
25
Cash back
1 Other
Insurance
Rental car insur.
Card Issuer
Card
Type
Annual Interest %
Intro Rate %
Intro Period
Annual Fee
Grace Days
Purchase Benefits
Travel Benefits
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