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Credit Cards
Ranked by Annual Fee, Interest Rate
and Grace Period
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VISA
MasterCard
American Express
Classic
Gold
Platinum
Classic
Gold
Platinum
"The Card"
Blue
Optima
Gold
Platinum
Card Issuer
Card
Type
Annual Interest %
Intro Rate %
Intro Period
Annual Fee
Grace Days
Purchase Benefits
Travel Benefits
Peoples Bank
(888)736-7537
low
as
9.74%
fixed
1.9%
6 mos
0
25
Insurance
Bank of America
(800)678-2632
low
as
9.9%
fixed
0
20
Providian
Smart Visa
Premium
9.99%
variable
1.9%
3 mos
0
25
Apply for a GM Card and get 5% Earnings from every credit card purchase*
low
as
9.99%
variable
0
25
Regional only
First National
Bank
Southwestern
(800)221-8890
10%
0
25
US Bank
(800)285-8585
low
as
10.65%
variable
5.9%
6 mos
0
20
Ext.warranty
Protection
Other
Insurance
Rental car insur.
Regional only
Fulton Bank
(800)833-9295
10.7%
0
20
US Bank
Classic Visa
(800)285-8585
low
as
10.74%
variable
5.9%
6 mos
0
20
Ext.warranty
Protection
Other
Insurance
Rental car insur.
Regional only
United National
Bank
(304)242-7600
10.75%
variable
0
25
Wachovia Bank
Low Rate Card
(apply at branch)
(800)241-7990
10.9%
variable
0
20
Insurance
Rental car insur.
Other
Card Issuer
Card
Type
Annual Interest %
Intro Rate %
Intro Period
Annual Fee
Grace Days
Purchase Benefits
Travel Benefits
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