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Credit Cards
Ranked by Interest Rate,
Annual Fee and Grace Period
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VISA
MasterCard
American Express
Classic
Gold
Platinum
Classic
Gold
Platinum
"The Card"
Blue
Optima
Gold
Platinum
Card Issuer
Card
Type
Annual Interest %
Intro Rate %
Intro Period
Annual Fee
Grace Days
Purchase Benefits
Travel Benefits
Capital One
Miles One
(800)955-7070
9.9%
fixed
$19
25
Cash back
Mileage plan
Bank of America
(800)678-2632
low
as
9.9%
fixed
0
20
Providian
Smart Visa
Premium
9.99%
variable
1.9%
3 mos
0
25
Eufora
Income
Opportunity
9.99%
variable
1.9%
5 mos
$30
25
Cash back
Other
Insurance
Rental car insur.
Apply for a GM Card and get 5% Earnings from every credit card purchase*
low
as
9.99%
variable
0
25
Regional only
First National
Bank
Southwestern
(800)221-8890
10%
0
25
US Bank
(800)285-8585
low
as
10.65%
variable
5.9%
6 mos
0
20
Ext.warranty
Protection
Other
Insurance
Rental car insur.
Regional only
Fulton Bank
(800)833-9295
10.7%
0
20
US Bank
Classic Visa
(800)285-8585
low
as
10.74%
variable
5.9%
6 mos
0
20
Ext.warranty
Protection
Other
Insurance
Rental car insur.
Regional only
United National
Bank
(304)242-7600
10.75%
variable
0
25
Card Issuer
Card
Type
Annual Interest %
Intro Rate %
Intro Period
Annual Fee
Grace Days
Purchase Benefits
Travel Benefits
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