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Credit Cards
Ranked by Interest Rate,
Annual Fee and Grace Period
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VISA MasterCard American Express
What is Visa Classic? Classic
What is Visa Gold? Gold
What is Visa Platinum? Platinum 		What is Classic MasterCard? Classic
What is Gold MasterCard? Gold
What is Platinum MasterCard? Platinum 		What is the American Express Card? "The Card"
What is American Express Blue? Blue
What is American Express Optima? Optima
What is American Express Gold? Gold
What is American Express Platinum? Platinum
Card Issuer Card
Type 		Annual Interest % Intro Rate % Intro Period Annual Fee Grace Days Purchase Benefits Travel Benefits
Wachovia Bank
Low Rate Card
(apply at branch)
(800)241-7990 		What is Visa Classic?
What is Classic MasterCard?

 10.9% 
variable  		    0 20   Insurance
Rental car insur.
Other 
Regional only
Southtrust Bank


(800)292-6538 		What is Visa Classic?


 10.9% 
variable  		    $19 25    
Pennsylvania only
Parkvale
Savings Bank

(412)373-4825 		What is Visa Classic?


 11%      0 25    
Regional only
Citizens &
Northern Bank

(800)676-6639 		What is Visa Classic?


 11.15%      0 25 Protection
  		Insurance
Rental car insur.
 
AFBA / 5Star
Bank

(800)776-2265 		What is Visa Classic?
What is Classic MasterCard?
What is Visa Platinum?
What is Gold MasterCard? 		low
as
11.4% 
variable  		  4.9% 4 mos 0 25   Insurance
 
Regional only
Firstmerit Bank


(888)554-4362 		What is Visa Classic?


 11.65%      $5      
Massachusetts only
Community Nat
Bank

(978)568-8321
What is Classic MasterCard?

 11.65%      $24 25    
Carolina First
Bank

(800)955-8040

What is Visa Platinum?
 11.74% 
variable  		  2.9% 6 mos 0 20 Other   
Regional only
Ohio Valley
Bank Colorado

(888)441-1038 		What is Visa Classic?


 11.75%      $15 25    
Texas only
American State
Bank

(800)725-2006 		What is Visa Classic?


 11.9% 
fixed  		    0 30    
Card Issuer Card
Type 		Annual Interest % Intro Rate % Intro Period Annual Fee Grace Days Purchase Benefits Travel Benefits
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